Atome is a “buy now, pay later” (BNPL) service that allows customers to split their purchases into three equal payments without interest. Atome is available at a variety of merchants, including online retailers, brick-and-mortar stores, and restaurants.

To use Atome, customers simply need to create an account and download the Atome app. Once they have created an account, they can start shopping at participating merchants. When they check out, they can select Atome as their payment method and split their purchase into three equal payments. The first payment is due at checkout, and the remaining two payments are due every 30 days.

There are no interests or fees associated with using Atome, as long as customers make their payments on time. However, there is a late fee for late payments.

Atome is a convenient way to shop and spread out the cost of purchases. It is a good option for customers who want to avoid paying interest on their purchases or who do not have enough money to pay for a purchase in full upfront.