YouTrip is a multi-currency mobile wallet that allows users to pay overseas with no transaction fees. It is available in Singapore, Hong Kong, Thailand, and the Philippines.

To use YouTrip, users first need to download the YouTrip app and create an account. Once they have done that, they can top up their YouTrip wallet using a bank transfer or debit card. Users can then exchange money for over 150 currencies at the wholesale exchange rate, which is the same rate that banks and large corporations use.

Once users have money in their YouTrip wallet, they can use it to pay for goods and services overseas using the YouTrip Mastercard. YouTrip also offers a number of other features, such as:

• The ability to lock in exchange rates for up to 30 days
• The ability to split bills with friends
• The ability to earn cashback on overseas purchases

YouTrip is a popular choice for travelers and people who frequently make overseas purchases, as it offers a convenient and cost-effective way to pay for goods and services in multiple currencies.

Here is a summary of YouTrip:

• Multi-currency mobile wallet
• No transaction fees for overseas payments
• Over 150 currencies supported
• Exchange rates at the wholesale rate
• YouTrip Mastercard for contactless payments
• Other features: lock in exchange rates, split bills, earn cashback